Coda is an independent, fee-only wealth-management practice serving families and individuals with $1M to $50M in investable assets. We have been doing this since 2008. We currently work with 142 households.
We hold three convictions about money. They have not changed since 2008. They are the reason we built our practice the way we did, and the reason our clients tend to stay.
You are trying to have a life that does not depend, in any meaningful way, on what the market does next quarter. We will build you a portfolio that does not require us to be right about the next quarter.
We charge a flat percentage of assets under management. We do not collect commissions on funds, insurance products, or annuities. The amount you pay us is the amount you pay us.
The larger conversations are about succession, philanthropy, business sale, divorce, and the next twenty years of your tax life. We are equipped to hold both.
Every engagement is led by a partner. Our average client has worked with the same partner for twelve years.
Founded the practice in 2008 after fourteen years at Merrill Lynch. Leads the firm's family-office and trust work.
Leads our investment committee and our work with foundation + endowment clients. Joined Coda in 2014.
Joined Coda in 2018 to lead our tax + estate work. Prior to Coda, a tax attorney at Sullivan & Cromwell.
Most new client relationships follow this rhythm. After year one, we settle into a quarterly check-in cadence and an annual planning meeting.
A 60-minute call. Mutual fit only. No deck. If we are not a fit, we will tell you, and refer you to someone who is.
Two 90-minute sessions. We map your full balance sheet — assets, liabilities, future obligations, and the soft commitments that don't show up on a 1040.
A 60-page plan document. Investment, tax, estate, philanthropy, insurance. Includes a 10-year cash-flow projection and three scenario stress-tests.
Quarterly check-ins, annual full review, monthly portfolio statements. We are reachable by phone or email within one business day, always.
We are paid one way: an annual fee, billed quarterly, as a percentage of the assets we manage on your behalf. We accept no commissions, no kickbacks, and no referral fees from any product.
One 60-minute call. No prep. Bring as much or as little as you would like to share. We reply within one business day, always.
All inquiries treated as privileged · ADV Part 2 available on request